Residential Financing Options:

Energy Efficient Financing With CUA

Short-term upgrades for long-term savings. Providing Nova Scotians with flexible, affordable financing.

Investing in energy-efficient upgrades for your home or business can result in long-term savings. With a variety of financing options available, CUA can help you be more energy efficient, improve your comfort, and ensure you have a positive impact on the environment. Our financing rates for energy-efficient upgrades are as low as 4.49% OAC. CUA works directly with home owners who require financing up to $50,000* to complete energy efficiency upgrades including heat pumps, LED lighting solutions, solar panels, windows, insulation or other work required to maximize the impact of the upgrade.

Contact Atl-Refac to find out more.

*Additional financing options may be available for projects exceeding this amount.



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Efficiency Improvements
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Financing available through Financeit

  • Available for all residential customers OAC.
  • Loans are completely open without prepayment penalties
  • No collateral needed for approval
Click here to get pre-approved today!

Nova Scotia Power On-Bill Residential Heat Pump Financing

You can finance a heat pump on your power bill! We are an authorized, approved, residential heat pump contractor for Nova Scotia Power. Nova Scotia Power offers easy financing for heat pumps installed by an approved contractor such as us to homeowners and landlords on approved credit. Please note that renters are not eligible. Free in-home assessments and quotes provided. As part of the assessment and quoting process, we will outline pricing, various term options and the associated payments in our quotes along with equipment recommendations.

The Nova Scotia Power credit application process is very simple and easy. Contact one of our professionals today and we would be glad to walk you through the process and assist you along the way. Rates range from as low as 7.0% from 3 to 10 year terms. This is on-bill financing that appears right on your monthly budget or bi-monthly Nova Scotia Power bill. Click on the Nova Scotia Power or The Heat Pump Revolution logos for additional info.


We are an authorized SNAP Home Finance Dealer, offering a variety of residential financing options. SNAP Home Finance provides a host of flexible financing solutions complemented by leading edge technology and dealer friendly services. We can offer low monthly payment programs, no interest-equal payment programs, deferral programs and enhanced credit programs. The application process is simple, easy and convenient. Interest rates vary depending on the program you are interested in. In our quotes to you we will outline various programs and associated payments. The applications process is very simple and easy. If this method of financing yours residential project has caught your attention, feel free to contact one of our professionals for more information. We would be happy to set up a free site visit to assess your heat pump requirements and provide you with a free quote.


  • High Approval Rates

Through multiple credit programs, SNAP HOME FINANCE can approve most customers.

  • Credit Limit

SNAP HOME FINANCE has finance products ranging from $1,000-$50,000.

  • Pre-Approvals

SNAP HOME FINANCE computer software allows us to offer you credit pre-approval directly from their website. The process and technology is very simple from start to finish.

  • Easy Application Process

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